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Home Equity Loans and Lines of Credit

Take advantage of the equity you've built in your home with our Home Equity Loan, Home Equity Line of Credit or Smart-Equity Combo. It could be one of the smartest, simplest ways to get the money you need to do the things you want.

 Calculate your rate and payments | Apply online

Home Equity Line of Credit

Once approved for a Home Equity Line of Credit, you can borrow up to your credit limit whenever you want. You can choose to make the minimum payment or pay in full at any time.

Smart-Equity Combo

Our Smart-Equity Combo gives you a low, fixed rate option with the flexibility of a line of credit.

Home Equity Loan

Our Home Equity Loan provides a fixed amount of money, repayable over a fixed number of months. You have the security of knowing exactly what your payment will be every month.

Lending Process

The loan application will ask you questions about your property and finances and will take approximately 15 minutes to complete.

Finish your application

Started an application with us but didn't finish? Simply log in and complete your application today.

Calculators

Home Equity Calculator – Calculate your rate and payments.

Loan Prepayment Calculator – Find out much you can save by making more than the minimum payment.

Debt Consolidation Calculator – Consolidating your debts into a single home equity loan or line of credit can potentially save you money.

Need more information?

If you need our help or would like to apply by phone, call us at 800-323-6678.

Understanding your personal credit score

Your credit score is a key factor that is used when you apply for a mortgage, loan or credit card. So how is it calculated, and how can you improve it?

 Learn more about credit scoring