Smart-Equity Combo

Our Smart-Equity Combo is a loan and line in one. Lock a portion of your home equity into our low, fixed rate. The remaining available credit of your home equity stays flexible at Prime -.51% APR.

Smart-Equity Combo Features

Save with our low, fixed rate
Get the flexibility of a line of credit
Your remaining available credit increases as your fixed portion is paid
No closing costs or minimum draw
No checking account required

Calculate your rate and payments

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Other terms and conditions apply. Rates subject to change without notice. Early Termination Fee and Annual Fee. Variable APR based on Wall Street Journal Prime. Prime as of May 1, 2008, was 5.00% (APR 4.49%). 18% APR Maximum. Interest-only payments on variable-rate portion during draw period. Loan-to-value ratio not to exceed 89% up to $500,000; 80%, greater than $500,000. 1-4 family primary residences and second homes only. Subject to credit approval.

Investment and insurance products: not a deposit; not FDIC insured; not insured by any federal government agency; not guaranteed by the bank or any affiliate; and, may be subject to investment risk, including possible loss of value. Insurance products are offered through TD Banknorth Insurance Agency, Inc. or TD Bank, N.A.

Bancnorth Investment Group, Inc. is:
• An independent registered broker-dealer • Not affiliated with TD Bank, N.A. or its related companies • Member FINRA and SIPC.
Securities and insurance products are provided by Bancnorth Investment Group, Inc.:
• Not a Deposit • Not FDIC Insured • Not insured by any Federal Government Agency • Not Guaranteed by the Bank or any Affiliate • May be Subject to Investment Risk, Including Possible Loss of Value • Advisory services may only be offered by financial advisors in connection with a PrimeVest Advisory Services Agreement and disclosure brochure as provided.