*Mortgage Guarantee: Does not apply to applications for pre-approval and home equity products. Guaranteed closing costs are based on the Good Faith Estimate provided in the Important Mortgage Information Package. Rate lock fees, and fees not controlled by the lender, such as prepaid interest, taxes, insurance, escrows, survey fees, and premium fees associated with borrower choosing own attorney or borrower's title insurance, are not included. One $500 payment per individual guarantee. Guarantee is not valid if loan amount or product changes. Same-day decision and on-time closing guarantees subject to receipt of required information and documents. For purposes of the guarantee, "same day" is within 24 hours of receipt of required information and documents. Closing date will be mutually agreed upon. Offer subject to change at any time.
**Mortgage Rate Security: This is a rate modification program that requires a non-refundable fee. Rate modification does not change the original note term. Modification is available on fixed-rate and adjustable-rate mortgages being modified to fixed-rate mortgages only. Modification not available for land loans, second mortgages, loans secured by investment properties, REMIC (Real Estate Mortgage Investment Conduit) loans, loans not serviced or owned by TD Banknorth, government or state housing authority loans, or loans with current principal balances under $10,000. Loan must have a payment history of 12 timely payments prior to modification request and not be delinquent at time of modification request. Timely means no payments received over 30 days from payment due date and delinquent means no payment received within 30 days of the payment due date. Terms subject to change at any time.
Loans subject to credit approval.
