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About TD Banknorth

TD Banknorth Inc. is a leading banking and financial services company headquartered in Portland, Maine, and a wholly-owned subsidiary of TD Bank Financial Group headquartered in Toronto, Canada. TD Banknorth traces its roots in the U.S. to 1852 with the opening of the Portland Savings Bank in Portland, Maine. Today, TD Banknorth is one of the 20 largest commercial banking organizations in the United States, with over $107 billion in assets.

TD Banknorth's banking subsidiaries include TD Banknorth, N.A., Commerce Bank, N.A. and Commerce Bank/North, which combined operate banking divisions in Connecticut, Delaware, the District of Columbia, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Vermont and Virginia, and TD Bank USA, N.A. The Bank has an extensive retail banking network consisting of nearly 600 branches and more than 750 ATMs.

TD Banknorth and its subsidiary banks also operate subsidiaries and divisions in insurance, wealth management, merchant services, mortgage banking, government banking, private label credit cards, insurance premium financing, and other financial services and offers investment products in association with PrimeVest Financial Services, Inc.

To learn more about the comprehensive products and services offered by TD Banknorth, visit our home page.

About TD Bank Financial Group

Headquartered in Toronto, Canada, with 58,000 employees in offices around the world, The Toronto–Dominion Bank and its subsidiaries are collectively known as TD Bank Financial Group. TD Bank Financial Group offers a full range of financial products and services to more than 14 million customers worldwide.

As of January 31, 2008, TD Bank Financial Group had CDN $435 billion in assets. TD Bank Financial Group ranks among the world's leading online financial services firms, with more than 4.5 million online customers. The Toronto-Dominion Bank trades on the Toronto and New York stock exchanges under the symbol "TD." To learn more about TD Bank Financial Group, please visit their website at www.td.com.*

Exchange Agent

If you were a registered TD Banknorth shareholder and have questions regarding the exchange of your TD Banknorth shares, please contact TD's Exchange Agent:

Mellon Investor Services LLC
480 Washington Boulevard
Jersey City, NJ 07310
800-984-9008

Please note: If you have questions about the TD Banknorth Investor Services Program, including the TD Banknorth dividend reinvestment plan, please contact the Plan's administrator, Mellon Investor Services, at 866-229-8022.

*By clicking on this link you are leaving TD Banknorth Inc.'s website. Non-TD Banknorth Inc. websites may have different privacy and security policies, which you should review before providing personal or confidential information.

†As of March 31, 2008.