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Valuable Items

Your possessions may be more valuable than you realize. Most homeowners policies offer limited coverage for personal articles such as jewelry, cameras, golf equipment, fine art and collectibles, and computer equipment. We can provide the additional protection you need. To learn more, please call the office nearest you or send us an e-mail.

What kind of property can be covered by valuable items coverage?

A variety of things may be covered by valuable items coverage. Common valuable items are:

  • Artwork
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  • Golf equipment
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  • Baseball cards
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  • Jewelry
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  • Books
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  • Memorabilia
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  • Coins
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  • Musical Instruments
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  • Computers equipment
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  • Oriental rugs
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  • Firearms
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  • Silverware
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  • Furs
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  • Stamps
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    When is valuable items coverage needed?

    Valuable items such as jewelry, furs, firearms, silverware and computer equipment are often covered in your homeowner policy for a minimum amount of protection. For example, you may have jewelry totaling $5,000 in your home, but your homeowners policy only covers a loss up to $1,000. If you have valuable items that exceed your policy limits, you will need optional protection called valuable items coverage.

    If your personal property exceeds the maximum limits available, you many need to purchase a separate valuable items policy.

    What does it mean to schedule your property?

    When you obtain valuable items coverage, you will be required to list or schedule out your property. This usually entails a detailed description of the property and its current appraised value.

    Contact Us

    To learn more, please call the office nearest you or send us an e-mail.