Credit Report Checklist

To keep ahead of identity thieves, it's important to review your credit report on an ongoing basis. When you receive your credit report, you should check the following information first:

Incorrect Information:

Millions of people have mistakes on their credit report - from name and address errors to current and past account inaccuracies. These errors can easily lead to potential credit problems and should be corrected immediately through dispute forms provided by your credit monitoring service.

Inquiries:

Keep a consistent eye on who has been checking into your credit report. If you notice any inquiries that appear suspicious or that were made without your permission, call your credit monitoring service immediately so they can help you take the next step toward protecting your credit.

New Accounts:

Make sure that any new accounts listed on your credit report were opened by you. If you notice a new account that you did not open (or can't remember opening), contact your credit monitoring service at once to find out how to resolve the issue.

Once you've reviewed your report for inaccuracies, inquiries and new accounts, look at the details of your payment history for other erroneous information that could become a problem later. It's important to do this on a consistent basis - for your peace of mind and your financial future.

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