| *No closing costs on lines up to $750,000. Loan-to-value ratio not to exceed 89.9% on lines up to $500,000, and not to exceed 80% on lines greater than $500,000 and on all second residences and condos. Maximum LTVs may be reduced based on customer creditworthiness. Available on 1-4 family primary or secondary residences, excluding mobile homes, co-ops and homes for sale, under construction or on leased land. Annual Percentage Rate (APR) is variable based on Wall Street Journal Prime plus 0.00%, and will not exceed 18%. Prime as of 10/29/2008 was 4.00%. Minimum line amount for Prime plus 0.00% is $200,000. Other rates are available for lines of credit in amounts below $200,000. Annual fee $50. Early termination fee applies. Property insurance required. If you pay interest only, you still owe the amounts drawn and your monthly payment will increase when the interest-only period ends. Ask us for details. |